Apply Now . You must be aged 18 years or more for the application to be approved. Not only does this enable you to monitor your account from anywhere 24/7, but it also lowers your risk of identity theft with fewer paper documents containing account-sensitive information floating around. You’ll pay a one-time program fee to open the account, which most card issuers don’t charge. The bank specializes in making credit cards for users having a credit score in the lower categories. The First PREMIER® Bank Credit Card can be a worthwhile acquisition for customers aiming to fortify their credit scores. We have assistance options available to customers who qualify. Let’s find out how many types of premier credit cards are available and what kind of cards are right for you. First PREMIER also charges fees to copy your statement ($3 per copy) and to deliver a replacement card ($35). on First PREMIER® Bank's secure site. eq 585 tu 613 ex 610. The First Premier Bank Credit Card is an unsecured credit card designed for consumers with low credit scores who otherwise may be turned down for a credit card. Apply today for a First PREMIER Bank Mastercard Credit Card and see what makes us PREMIER. Click the stars to submit your rating. Aside from its OK interest rate, the First PREMIER Bank Secured Card comes with some steep fees: a $50 annual fee, a $29 authorized user fee, and the 25% credit limit increase fee. First PREMIER Bank and PREMIER Bankcard have been providing credit to those who need it most for 30 years. I took it only to get my revolving credit up so it can make my utilization go down overall! First PREMIER is the 12th largest ACH Originating Bank in the USA and the 12th largest issuer of Mastercard® in the country. First Premier Bank Credit Card Review Summary. Listed above are all of our current credit cards from First PREMIER Bank. It had a very high-interest rate, annual fee, monthly fee, high credit limit increase fee, honestly, there was a fee for just about everything. First Premier Secured Credit Card. * Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping … * See the online First PREMIER® Bank credit card application for details regarding terms and conditions for offers. Fill in the application form. If you’re a First PREMIER Bank credit card holder, you can do this via our mobile app. WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future. The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit. These cards attract people with less than perfect, fair or poor credit. Thank you first premier for giving me the opportunity to build credit with you guys for my first credit card! Thanks for rating! The First Premier Bank Credit Card doesn't charge a security deposit, but with multiple fees and a high interest rate, it will still cost you plenty. This FREE mobile app allows you to: - Review account balances - Make payments - Monitor recent transactions - … If you are considering this card, you should be aware that it is not a prepaid card or a debit card. This card is issued with many advantages, attracting the attention of everyone. You'll need to have your debit card number (or your bank's routing number and your checking account number) and your credit card number handy before dialing. Your Rating: 3.6/5.0 from 5 Offer Ratings Over the Past 60 Days! Founded in 1986, the First PREMIER Bank is the one of the largest (13 th) issuer of the Mastercard credit cards in the United States. Reasonable efforts are made to maintain accurate information. So even if you're denied for a First Premier credit card, you could still be approved by someone else. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit: Other credit card companies may have different approval requirements too. The First PREMIER® Bank Mastercard® Credit Card has a lot to offer consumers with fair or poor credit. Rated 2/5 stars by our editorial team. Its has a 36% APR (as of 12/19/2019), which is about double the average. Get a Discover it Secured … read full answer or a Capital One Secured instead. The First PREMIER Bank credit card is designed specifically for those with low credit scores. A secured card would give you the best odds. So, if you have good or excellent credit , or can be approved for a no-annual-fee credit card from other issuers, this card … See the online credit card applications for details about the terms and conditions of an offer. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. I just got approved for my second Reddit card. The first premier credit card is a card provided to customers including those with bad credit scores. First PREMIER Bank Secured Card’s Fees to Watch Out For . Although there is a very high first year fee of $175 and then $45 a year after the that the high credit limit of $700 to start blows other cards out of the water. First PREMIER® Bank Mastercard® Credit Card WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future. If you do not pay that fee within 85 … However, credit score alone does not guarantee or imply approval for any credit card offer. Write a full review (5) Over the Past 60 Days! You can securely access your account information whenever and wherever it is convenient for you! First Bankcard offers personal and business credit card services, online banking, mobile banking, digital payments and more. High set-up fee: There is a one-time processing fee up to $95. This is not a card that we recommend using. HERE FOR YOU - NOW & IN THE FUTURE - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health. The First PREMIER® Bank Mastercard Credit Card is a bad deal, even for people with “bad” credit, and it’s immediately obvious. If you're affected by the Coronavirus and need help with your account(s) or making payments, please reach out to us by calling our credit card customer service team at 1-800-987-5521. How to apply for First Premier Bank Credit Card. I would highly recommend if you're trying to build credit. You’ll have to pay First Premier $25-$95 for “processing” right off the bat should you, for some reason, decide to apply and ultimately get approved. * Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month) Fingerhut also gave me a 400 increase all due to paying everything on time. Conditions to be fulfilled if Applying for First Premier Credit Card: To apply for the Credit Card in The First Premier Credit Card you need to fulfill the following requirements: You need to have the $245 for the depositing fee and other formalities. Only you can build a good credit history. Compare offers and apply online for the First PREMIER Bank Credit Card that is right for you. The First Premier Financial institution Credit score Card is among the few unsecured bank cards designed for folks with adverse credit, which means you’ll be able to skip the deposit. The price level of this organization is high according to consumer reviews. Most commonly, consumers tend to contact First Premier Bank to ask questions about: Cards, Payments and Charges, Request for Information. The First Premier Bank Platinum card was not a good credit card and it is no longer available to new applicants. As the 12th top issuer of Mastercard credit cards in the country, PREMIER Bankcard has served millions of customers nationwide. NOTICE: You are leaving our website and entering a third party website over which we have no control. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. First PREMIER ® Bank Credit Card . * First Premier offered me a second card! † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product. Call First Premier Bank at 1-800-987-5521 to make a payment by phone using your personal checking account (not a business account) or your debit card. The First PREMIER® Bank Platinum Credit Card is really one of those credit cards that help you get back on the right track. Unfortunately, this doesn’t mean you’re guaranteed to be approved when you apply, even if your credit score is higher than that of the typical applicant. We are also honored to have served as the bank for the State of South Dakota for 20+ years (1999), as well as the bank for the City of Sioux Falls for 15+ years (2004). While the card’s credit limit is strict, and its APR high, these factors are an effective way to budget wisely and keep balances low – thereby showing financial responsibility and improving credit standing. We do not endorse or guarantee and are not responsible for the content, links, privacy, or security of the website, or the products, services, information, or recommendations offered on this website. Visit the First Premier Bank Credit Card website. For individuals who do not have established credit or who have bad credit, the First Premier Bank Secured MasterCard could be a good option. High interest rate: The First Premier credit card has one of the highest interest rates around. First PREMIER Bank was established in 1986 and quickly expanded, with the bank currently ranking as the 10th largest issuer of Mastercard credit cards in the US. First PREMIER® Bank Secured Credit Card. The First PREMIER Credit Card is the result of a partnership with the bank’s separate but related sister organization, PREMIER Bankcard. Check the … Although the First Premier credit card is designed for individuals with bad credit, it doesn't guarantee approval to anyone. I'm so happy with it. First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit ( credit scores below 650 ) consumer market. The First PREMIER Bank Credit Card has an extremely high APR and huge fees. My utilization will be around 3% now. Together, the two institutions boast their status as the 13th largest issuer of Mastercard credit cards in the United States. Proceed to the "First PREMIER Bank Application" to apply online. If you’re within 300–579 for FICO or 300–649 for VantageScore, you’re considered to have bad or poor credit. ‎This mobile app allows you to manage your First PREMIER Bank Credit Card on the go. 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